Terms and Conditions
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- The Policy Bulletins on this website were developed to assist Independence Blue Cross (IBC) in administering the provisions of its benefits programs and do not constitute medical advice. If you are an IBC member, please refer to your specific benefits program for the terms, conditions, limitations, and exclusions of your coverage. Facility and professional providers, such as hospitals and physicians, are responsible for providing medical advice and treatment. If members have a specific medical condition or question, they should consult with their provider.
- Please note that the Policy Bulletins are updated bimonthly and when new medical evidence becomes available and, therefore, are subject to change.
- You should be aware that Policy Bulletins are used as a guide only. IBC makes specific coverage decisions by applying Policy Bulletin criteria to the member’s medical history, condition, and proposed course of treatment as well as the member’s benefits program. Members should review the Policy Bulletins with their providers because the Policy Bulletins are designed to be used by our professional staff in making coverage determinations and can be highly technical.
- Information contained in the Policy Bulletins does not constitute an offer of coverage, medical advice, or guarantee of payment. Please note that, if there is a conflict between the Policy Bulletin and a member's benefits program, the terms of the benefits program will govern.
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