Health plans for children
 Ready to get covered? 1-800-464-5437  

No household makes too much for their child to enroll in Keystone HMO CHIP coverage

There are three main tiers of Keystone HMO CHIP coverage, which are based on a child’s age, family size, and family income.

  • Free Keystone HMO CHIP coverage: The parent of an enrolled child is not responsible for a monthly premium and there are no copayments for covered services.
  • Low-cost Keystone HMO CHIP coverage: The parent of an enrolled child is responsible for paying a monthly premium, which is a portion of the total cost of the health insurance coverage. In addition, there are copayments for some covered services.
  • Full-cost Keystone HMO CHIP coverage: The parent of an enrolled child is responsible for paying a monthly premium, which is the total cost of the health insurance coverage. In addition, there are copayments for some covered services.
enroll image
enroll image

Keystone HMO CHIP plan family size and income

A Keystone HMO CHIP premium, if any, is determined by child's age, family size, and household income.¹

Keystone HMO CHIP plan eligibility

To enroll in a Keystone HMO CHIP plan, a child must:

  • Be under age 19
  • Be a resident of Pennsylvania
  • Be a U.S. citizen, a U.S. national, or a qualified alien
  • Not be covered by any other health insurance plan or can disenroll from their current plan within 60 days
  • Not be eligible for, or covered by, Medical Assistance or Medicare

1 If your family income falls below the minimum income level for Free Keystone HMO CHIP coverage in the Keystone HMO CHIP plan family size and income link above, your child may be eligible for Medical Assistance. If your child appears eligible for Medical Assistance, Keystone Health Plan East will forward your child's application to the County Assistance Office.