Individual and family health plans
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Health plans

To find the best health care coverage for you, consider your health care needs, your preferred providers, and your budget. Below you’ll find links to our health plans — click to learn more and see the options available for each type. Or you can find a detailed chart here to help you compare our plans.

Health plan types

  • Keystone HMO Proactive plans: Our most popular plans, which focus on lower premiums and options to save on care with a tiered network. You still have access to the full provider network.
  • Keystone HMO plans: With these plans, you would choose a primary care physician (PCP), who will coordinate your care.
  • Personal Choice PPO plans: Offering the largest provider network, these plans also give you the freedom to see providers both in- and out-of-network without referrals.
  • Personal Choice EPO plans: These plans offer in-network only coverage (except for emergencies), but your network includes the national BlueCard PPO network. You do not need to select a PCP or get referrals to see specialists.
  • Personal Choice EPO Reserve plans: You’ll have coverage under an EPO plan, coupled with a tax-advantaged health savings account (HSA) for any qualified medical expenses.
  • Personal Choice EPO Catastrophic plan: This health plan is for individuals younger than 30 and those with an extreme financial hardship.

Happy Family Covered By An IBX Family Health Plan
Happy Family Covered By An IBX Family Health Plan

Download the 2024 plan brochure

For easy reference, get a digital copy of the full 2024 health plans brochure. Use it to compare plan types, costs, coverage, and benefits.