Medical
We give your employees access to an extensive provider network and empower them to make healthy lifestyle choices with tools, reimbursements, and discounts.
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Pharmacy
When you combine Independence medical and prescription drug benefits, we can help you lower costs and simplify health care plan management.
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Dental
Our dental plans offer savings, value and flexibility — and help your employees maintain good oral health.
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Medicare
Let us help take the work out of transitioning your employees into a healthy retirement with group, individual, and exchange options.
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Vision
Our vision benefits can help detect more serious health conditions in your employees, while providing them with high quality vision care.
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IBX Better HealthSM
This care management solution is designed to improve your employees’ health, lower health care costs, and increase employee satisfaction.
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Stop loss
Stop loss insurance from HM Insurance Group offers competitive pricing and flexible funding options, to help you minimize financial liability.
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Spending accounts
Offering spending accounts to your employees
provides tax advantages to both you and your employees.1
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Additional workplace benefits
We offer a range of valuable benefit plans,
including life insurance, disability, hospital indemnity, international
health insurance, and more.
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Conditions and lifestyle solutions
Some of our offerings go beyond medical benefits, such as value-add programs, tools, and services that provide members with the extra support they need to live their best lives.
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Labor
Independence covers 99 percent of all union workers in southeastern Pennsylvania and we’re proud to meet their unique needs.
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Educational institutions
Independence is the health insurer of choice for school districts in southeastern Pennsylvania, as well as most of the region’s colleges and universities.
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