Employer health plans

Large business health insurance

Teaming up with Independence allows you to offer your employees and their families access to the nation’s largest provider network, and comprehensive benefits to help them live their healthiest lives.

View the 2024 Large Business Benefits brochure

Get a detailed look at all the benefits available to organizations like yours — in one convenient document.

Download brochure


We give your employees access to an extensive provider network and empower them to make healthy lifestyle choices with tools, reimbursements, and discounts.


When you combine Independence medical and prescription drug benefits, we can help you lower costs and simplify health care plan management.


Our dental plans offer savings, value and flexibility — and help your employees maintain good oral health.


Let us help take the work out of transitioning your employees into a healthy retirement with group, individual, and exchange options.


Our vision benefits can help detect more serious health conditions in your employees, while providing them with high quality vision care.

IBX Better HealthSM

This care management solution is designed to improve your employees’ health, lower health care costs, and increase employee satisfaction.

Stop loss

Stop loss insurance from HM Insurance Group offers competitive pricing and flexible funding options, to help you minimize financial liability.

Spending accounts

Offering spending accounts to your employees provides tax advantages to both you and your employees.1

Additional workplace benefits

We offer a range of valuable benefit plans, including life insurance, disability, hospital indemnity, international health insurance, and more.

Conditions and lifestyle solutions

Some of our offerings go beyond medical benefits, such as value-add programs, tools, and services that provide members with the extra support they need to live their best lives.


Independence covers 99 percent of all union workers in southeastern Pennsylvania and we’re proud to meet their unique needs.

Educational institutions

Independence is the health insurer of choice for school districts in southeastern Pennsylvania, as well as most of the region’s colleges and universities.

1 Tax savings are at the federal level. State tax policies vary.