Employer health plans

Large business

Teaming up with Independence Blue Cross allows you to offer your employees and their families access to the nation’s largest provider network, and comprehensive benefits to help them live their healthiest lives.

View the 2020 Large Group Benefits brochure

Get a detailed look at all the benefits available to organizations like yours — in one convenient document.

Download brochure

Medical

We give your employees access to an extensive provider network and empower them to make healthy lifestyle choices with tools, reimbursements, and discounts.

Pharmacy

When you combine Independence Blue Cross medical and prescription drug benefits, we can help you lower costs and simplify health care plan management.

Dental

Our dental plans offer savings, value and flexibility — and help your employees maintain good oral health.

Vision

Our vision benefits allow you to provide employees with high-quality vision care — and can help detect more serious health problems.

Stop loss

Stop loss insurance from HM Insurance Group offers competitive pricing and flexible funding options, to help you minimize financial liability.

Spending accounts

Pairing high-deductible health plans with an HSA, HRA, or FSA provides tax advantages for you and for your employees.

Additional workplace benefits

We offer a range of valuable benefit plans, including life insurance, disability, hospital indemnity, international health insurance, and a whole lot more.

Labor

Independence Blue Cross covers 99 percent of all union workers in southeastern Pennsylvania, and we’re proud to meet their unique needs.

Educational institutions

Independence is the health insurer of choice for school districts in southeastern Pennsylvania, as well as most of the region’s colleges and universities.