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Philly’s highest rated Medicare Advantage HMO plan two years in a row!

Every year, Medicare evaluates plans based on a 5-Star rating system. Keystone 65 HMO is rated 5 out of 5 stars.

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Staying healthy is both a journey and a destination

We strive every day for your health and wellness, and we do it by giving you the resources you need to live every day better.

Broad access

Feel confident with the widest choice for quality care with more than 49,000 providers and 180 hospitals.

Helpful tools

Find a doctor, estimate your out-of-pocket costs, view your Personal Health Record or start your well-being profile.

Wellness programs

Take advantage of members-only offers on Indego bikes, skating, fitness classes, online programs, and more.

Community focus

Dedicated to the region, volunteering thousands of hours each year to over 75 non-profits.

Independence’s commitment to health equity

Everyone should have equal access to quality health care in Philadelphia and beyond. Independence Blue Cross is committed to changing the trajectory of health inequities to create healthier outcomes for all.

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Workplace excellence at Independence

Independence Blue Cross was named to two national lists: 2023 Top Workplaces USA and America’s Greatest Workplaces for Diversity 2023.

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Post-pandemic youth mental health

Research shows that the COVID-19 pandemic accelerated a decline in youth mental health in the U.S., and that youth in underserved communities are less likely to receive mental health services. The Independence Blue Cross Foundation is working to address this disparity in Philadelphia.

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Dr. Rich Snyder on what to know about Sudden Cardiac Arrest

Independence EVP of Facilitated Health Networks Dr. Rich Snyder is passionate about CPR training and AED awareness. He blogs about Sudden Cardiac Arrest and Independence’s efforts with the American Heart Association to improve heart health.

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Dr. Leroy Nunery II on the importance of Our Community. Our Health.

Dr. Leroy Nunery II, president of Evolution Advisors, LLC and Our Community. Our Health. ambassador, is hopeful about the campaign's ability to underscore the importance of access to care, information, and support for African Americans.

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Chief Medical Officer Dr. Rodrigo Cerdá discusses new COVID-19 booster shot‬

The latest phase of the Beat COVID-19 campaign highlights why getting the new booster shot is the right choice to protect you and your loved ones from COVID-19.

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Independence Blue Cross is hiring!

We believe an inclusive, equitable workplace helps keep us vibrant, innovative, and passionate about what we do. Browse our open roles and apply to join our team.

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In the news

Health and well-being

Member resources

Make Your Mood Bloom: Mental Health Benefits of Gardening

What is it about a garden that lifts our spirits, and how can gardening improve our mental health? Studies show that observing nature or even images of natural scenes have positive effects on our mood and mental health. Patients who...

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Eating healthy

Well-being

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Updated notice of privacy practices
View the updated notice for Independence health plan members.

Transparency in coverage