Small business

Life insuranceFor small businesses

Life insurance provides a benefit for employees’ loved ones in the event of an employee's death. We offer life insurance products through the Guardian Life Insurance Company of America, one of the most respected and highly rated companies in the industry.

Guardian life insurance policies are flexible and comprehensive, allowing you to customize coverage that includes basic life, voluntary life, and standard and enhanced accidental death and dismemberment (AD&D) insurance.

When you add Guardian life insurance plans to your medical benefits, you get:

  • A generous guarantee issue so employees can take advantage of their coverage, regardless of health history
  • Competitive pricing and discounts on your medical premium (employer-funded plans)
  • Package discounts and a single Guardian contact when you purchase multiple product lines

The products listed are offered by The Guardian Life Insurance Company of America, an independent company. These are not Blue Cross or Blue Shield products. Guardian is solely responsible.

Guardian Group Life Insurance underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage.

Policy Form #GP-1-R-ADCL1-00, et al.