Small business

Standalone dental plansFor small businesses

You have the option to add standalone dental coverage to your medical benefits. Our comprehensive, affordable family and adult dental plan options, administered by United Concordia Companies, Inc., offer richer benefits and savings.

All Blue Solutions medical plans cover in-network dental benefits for children up to age 19. These health plans don’t cover cosmetic orthodontia1 or out-of-network services, which many children may need.

Advantages of our Family PPO dental plans

Our standalone Family PPO dental plans offer access to the extensive United Concordia Advantage network, cover preventive care at 100 percent — including exams, cleanings, and X-rays — and feature in-and out-of-network benefits:

  • Coverage for basic and major dental services for children and adults (no waiting periods and no referrals required)
  • Out-of-network pediatric dental benefits give members access to more providers
  • Deluxe PPO Family plan offers a level of cosmetic pediatric orthodontia coverage to help members save on out-of-pocket expenses 2
  • Members with high-deductible health plans can access benefits for pediatric basic, major, and orthodontia services right away, without reaching their medical deductible
  • Our Premier and Deluxe Family PPO plans feature a Preventive Incentive, which encourages members to get preventive care. The amount the plan pays for preventive services is not subtracted from the plan’s annual maximum.3 This allows them to apply more costly covered dental services — such as fillings, root canals, crowns, and denture repairs — to the annual maximum.
For more details on adult dental benefits, refer to our Blue Solutions® brochure.

Independence Blue Cross dental benefits are administered by United Concordia Companies, Inc., an independent company.

1 In-network pediatric basic, major, and medically necessary orthodontia services covered under the health plan are subject to copays and deductibles and are not covered in full.

2 The Deluxe Family PPO plan provides 50 percent cosmetic orthodontia coverage, up to $1,000 lifetime maximum, for dependents up to age 19.

3 With the preventive incentive, only in-network preventive care is covered at 100 percent. If members receive preventive care out of network, they will be balance billed.