Individual and family health plans
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Shop and compare health insurance plans

Open Enrollment ended January 15, 2023. The next Open Enrollment period begins November 1, 2023. If you missed the deadline, you may be able to enroll if you experience a qualifying life event.

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Choose your plan based on your health care needs, preferred providers, and how much you can afford. To be eligible for one of our plans, you must be a resident of Pennsylvania and live in one of the following counties served by Independence Blue Cross: Bucks, Chester, Delaware, Montgomery, or Philadelphia.

IBX health plans

Health plans

Learn about the various HMO, PPO, and EPO plans we offer and find the one that fits you best.

Health plan comparison chart

Compare health plan benefits and estimated out-of-pocket costs with this high-level comparison chart.

Health savings account (HSA)

Find out how you can manage the costs of qualified high-deductible health plans by opening an HSA.

Children’s Health Insurance Program (CHIP)

Get information about CHIP, including details about eligibility and how to apply for coverage.

Low-income health plans

Find information about Keystone First options for low-income individuals, including eligibility details and how to enroll.

Dental plans

Choose from plans that offer fully covered routine exams — and enable you to see any dentist without a referral.

Vision plans

Each of our vision plans includes fully covered routine vision exams. Compare plans to see which is right for you.

International health plans

Get peace of mind for short or extended trips abroad with an international health insurance plan.

Accident, critical illness, and hospital recovery insurance

Feel secure knowing you have financial support in the event of an accident, serious illness, or hospital stay.

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Discover which health plan is best for you based on your health needs and budget.