Large business

Large business stop loss insurance

In conjunction with Independence Blue Cross, HM Insurance Group (HM) offers customers administrative simplification through fully-integrated operational processes. Disclosure requirements are waived, HM offers a streamlined claim process with no reporting fees, and HM accepts Independence’s plan document definitions. As a result, self-insured customers receive transparent administration between their primary medical plan and the stop loss plan.

About HM Insurance Group

HM Insurance Group works to protect businesses and their employees from the potential financial risks associated with health care costs. Their product portfolio provides health risk solutions that address a range of risk situations confronting employers, employees, health care providers, and individuals. A recognized leader in employer stop loss, HM also offers HMO reinsurance and provider excess.