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Why IBX for business
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Independence Blue Cross Dental For large businesses

Dental health is an important part of a member’s overall health. Our Independence Blue Cross Dental (IBX Dental) portfolio encourages prevention, early diagnosis, and treatment. IBX Dental gives you a wide variety of customizable, affordable PPO, EPO, and Managed Care plans that can help detect serious medical conditions, like high blood pressure and diabetes, before they become costly problems. IBX Dental gives employees access to a large national network for our PPO and EPO plans and a robust local network for our managed care products.

View our IBX Dental brochure for complete details.

For employers

  • Ease of administration: A one-stop-shop for all your medical and dental care needs, and one account management team for both dental and medical benefits.
  • Comprehensive product portfolio: All plans are designed with prevention and savings in mind, with a portfolio of options that include PPO, EPO, and Managed Care dental plans.
  • Customization opportunities1: These options may include, but are not limited to: Annual Maximum amounts, out-of-network reimbursement options including Maximum Allowable Charges (MAC) or Usual, Customary, and Reasonable (UCR) charges, and adding orthodontia coverage. Talk to your IBX specialty account representative for details.

For employees

  • Plans designed for prevention and savings: All plans feature low monthly premiums and coverage of routine preventive exams, cleanings, and X-rays. Plus, market leading in-network discounts and unique value-adds can help employees save on out-of-pocket expenses.
  • Robust provider network: Members in PPO and EPO plans have access to one of the largest dental networks in the Pennsylvania five-county area and also have access to the GRID/GRID+ — a national network of 20 Blue Plans representing 42 Blue Plan service areas, with over 500,000 access points. We also have one of the largest Managed Care-style networks in the region.2
  • No waiting periods: Members can begin using dental benefits on day one.
  • Value-adds: Plans include access to discounts and extra coverage options to help employees save, including a preventive reward program, teledentistry3, and pregnancy and chronic condition benefits.4

Note: Managed Dental Care plans require the selection of a Primary Dental Office (PDO) from the Plan’s dental Managed Care network.

The member’s PDO provides routine care and arranges or provides most other necessary and appropriate dental services. Except for emergency services, benefits are covered only when provided or properly referred by the member’s PDO. The manner of accessing benefits through the PDO is made clear in the terms of the Group Contract and Certificate of Coverage.

1 Customization will be handled on a case-by-case basis.

2 Based on internal data.

3 All provider offices may not offer teledentistry. Members should check with their providers.

4 Available to be added to groups on a custom basis.

Independence Dental Benefits are administered by Dominion Dental Services, Inc., an independent company.

Dental Plans are underwritten by QCC Insurance Company, a subsidiary of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association.

Independence Blue Cross offers products through its subsidiaries Independence Assurance Company, Independence Hospital Indemnity Plan, Keystone Health Plan East, and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.