Hospital indemnity insuranceFor small businesses

High deductibles and copays for hospital stays can be tough for your employees to manage. If you have 25 or more employees, hospital indemnity insurance can help bridge the gap between your employees' health coverage and their out-of-pocket costs when an illness or injury leads to the hospital. We offer hospital indemnity insurance through collaboration with some of the most respected and highly-rated companies in the industry. Give your employees and their families an extra level of security and peace of mind by offering hospital indemnity options.

Advantages of hospital indemnity insurance:

• Reduces the financial burden of high out-of-pocket costs associated with hospital stays
• Pays indemnity benefits directly to the employee whether or not charges are covered by your employee's plan
• Plans are always guaranteed issue and HSA-compatible plans are available

With hospital indemnity insurance, you get a range of benefits to choose from, to create the best fit with your employees' medical plans (including HSA plans), other supplemental plans, and budget.