Large business

Large business health insurance

When you choose Independence Blue Cross (IBX), you’re choosing a company fully committed to investing in the people and communities we serve. We’ve created programs you can count on and relationships you can believe in. We’re proud to serve you, your business, and your employees.

View the 2026 Large Business Benefits brochure

Get a detailed look at all the benefits available to organizations like yours — in one convenient document.

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Medical

Our innovative health plan solutions give your employees access to an extensive provider network and benefits that address their physical, mental, and emotional health.

Pharmacy

When you combine IBX medical and prescription drug benefits, your employees get a whole health experience, help in lowering costs, and simplified benefit management.

Dental

We have a wide variety of affordable and comprehensive PPO, EPO, and Managed Care dental plans that encourage prevention, early diagnosis, and treatment.

Vision

Our vision benefits go beyond covering eye exams and eyewear, and can help meet the unique vision care needs of your employees.

Medicare

Let us help take the work out of transitioning your employees into a healthy retirement with group, individual, and exchange options.

Vistia Health

Vistia Health reduces the complexity of health care through care coordination and navigation solutions that guide and support consumers on their journey to whole health while lowering costs and increasing satisfaction.

Stop loss

Stop loss insurance from Sun Life Assurance Company of Canada helps self-funded employers safeguard their financial health against catastrophic claims while offering streamlined administration and optimized cost and care management.

Spending accounts

Spending accounts (FSA, HRA, HSA) can help your employees feel financially secure and provide tax advantages for you and for your employees.*

Additional workplace benefits

We offer a range of valuable benefit plans, including life, disability, hospital indemnity, international health insurance, and more.

Behavioral health solutions

We take an integrated approach to behavioral health. Your employees receive personalized support connecting them to the right care and resources, leading to better outcomes and more informed, empowered decision-making.

Focused care

Some of our offerings go beyond medical benefits, such as value-added programs, tools, and services that provide members with the extra support they need to live their best lives.

Labor

IBX covers 99 percent of all union workers in Southeastern Pennsylvania and we’re proud to meet their unique needs.

Educational institutions

IBX is the health insurer of choice for school districts in Southeastern Pennsylvania, as well as most of the region’s colleges and universities.