View Your HSA Activity Anywhere

Download our free IBX app to view your HSA balance and transactions on your mobile device.

IRS Guidelines

Read IRS guidelines for opening, funding, and using an HSA:
IRS Publication 969 — Health Savings Accounts and Other Tax-Favored Health Plans

More HSA Questions?

Use the Ask IBX virtual assistant at ibxpress.com, or call the customer service number on the back of your member ID card.

Health Savings Account (HSA) Member Resources

How to Manage Your HSA

When you’re enrolled in an HSA-qualified high deductible health plan (HDHP) from Independence Blue Cross (Independence), you can pair it with an HSA to help you pay for certain health expenses today and grow your health care dollars to pay for future expenses.

If you have an HSA through Independence1, take full advantage of convenient self-service tools at ibxpress.com for:

  • Balance inquiries and transaction details
  • Payments and reimbursements
  • Account management

Read our HSA Quick Start Guide to learn more about managing your HSA.

How an HSA Works For You

View our videos to learn more about using an HSA with your Independence HSA-qualified health plan:

How does an HSA work?

How Does an HSA Work?

An HSA lets you save money to pay for qualified medical expenses now and in the future.

Learn more
How does an HSA work?

How to Put Money in an HSA

You can make tax-deductible contributions to your HSA from your personal bank account.

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How does an HSA work?

How to Pay with an HSA

You can use your HSA debit card at places like the doctor's office and the pharmacy.

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How does an HSA work?

How to Invest for Long-term Growth

You can use your HSA to help you build a nest egg for retirement.

Learn more

HSA How-To Guides

Click the links below for step-by-step instructions to help you manage your HSA at ibxpress.com. All links open a PDF.

Manage Your Funds

Manage Your Account

View Account Activity & Tax Information


1. Your ability to open an HSA is based on your health plan, your role as the plan’s primary subscriber, and — for employer coverage — employer opt-in. If you do not see a link to open an HSA at ibxpress.com, you may not be able to open one through Independence.

Independence does not offer banking, investment, or financial services. This information is not intended to provide legal or tax advice. Please talk to your tax advisor about the tax implications of an HSA.