Pair your medical benefits with a spending account

Choose from industry-leading products with flexible, convenient features.

PDF iconBlueSaver® Spending Account Solutions

BlueSaverSM Spending Accounts for Small Businesses

Spending accounts are a smart addition to your Independence Blue Cross health plans. They give employees more control over planning and paying for qualified medical expenses to help them maximize their health care dollars. Plus, they help you and employees save on taxes.

Our solutions offer employers:

  • Reduced federal, state, and FICA tax liability
  • Flexibility to choose plans that fit your budget
  • Easy account maintenance and online reporting
  • Convenient funding methods

Our spending account products are easy for your employees to understand and simple to use. Features include:

  • Tax advantages
  • Quick access to claims, account balance, and payment information through the IBX app
  • Full integration with their health plan to provide a seamless member experience
  • A Visa® spending account card with free cards for tax dependents
  • An HSA with claims integration as well as wide range of investment options available after a $500 balance has been achieved

Spending Account Options