More about HM Stop Loss

Visit for more information about how HM Stop Loss coverage can help meet your business needs and risk tolerance.

Large Business Stop Loss Insurance

For companies that choose to self-fund their health plans, HM Insurance Group (HM) offers stop loss insurance to help protect against larger or catastrophic claims. With competitive pricing, flexible funding options to manage cash flow, and virtually no administrative complications, it can be the right choice for customers who seek to minimize their financial liability in a self-funded arrangement.

The Value of the HM/Independence Blue Cross Relationship

In conjunction with Independence Blue Cross, HM offers customers administrative simplification through fully-integrated operational processes. Disclosure requirements are waived, HM offers a streamlined claim process with no reporting fees, and accepts Independence’s plan document definitions. As a result, self-insured customers receive transparent administration between their primary medical plan and the stop loss plan.

About HM Insurance Group

HM Insurance Group works to protect businesses and their employees from the potential financial risks associated with health care costs. Our product portfolio provides health risk solutions that address a range of risk situations confronting employers, employees, health care providers, and individuals. A recognized leader in employer stop loss, HM also offers HMO reinsurance and provider excess.