Who We Are
Independence Blue Cross (Independence) is the leading health insurance organization in southeastern Pennsylvania. For nearly 80 years, we have been putting people first and revolutionizing care by innovating to create radically different models of care and build better tools to change lives. With a bold, new vision for a healthier America, Independence and its subsidiaries continue to grow and expand. We serve more than 9.5 million people in 24 states and the District of Columbia, including 2.5 million in the region, with a robust, diversified portfolio of products and services that includes medical coverage, administrative services, and pharmacy, dental, vision, and other specialty services.
A licensee of the Blue Cross and Blue Shield Association
Through its subsidiaries, Independence offers innovative and competitively priced health care products and services. This structure allows us to offer our members the best of both worlds: a community focus paired with the stability of the most recognized and trusted health insurance brand and the strength of the nation’s most comprehensive health services network. Nationwide, more than 96 percent of hospitals and 92 percent of doctors contract with Blue Cross® and Blue Shield® companies.
Our mission is to enhance the health and wellness of the people and communities we serve. We live this mission every day through our focus on increasing access to quality health care and delivering value through our products and services. Our comprehensive portfolio of health plans include:
- Coverage for national businesses, large employer groups, small businesses
- A range of plans for individuals and families
- Portable benefits for when you travel or live abroad
- Medicare supplemental and Medicare Advantage products
- Specialty services, such as vision and dental coverage
In addition, our subsidiaries provide specialty services and products including third-party benefits administration, pharmacy benefits management services, and workers’ compensation insurance.
Our national health business includes administration of self-funded groups, network access arrangements, claims processing, and other services on behalf of the 37 other independent Blue Cross and Blue Shield plans across the nation.
Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East, and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association.