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Public Health Emergency ends May 11, 2023
The Biden Administration will end the PHE on May 11, 2023, which requires Independence to stop providing access to some services.
Find a doctor, dentist or pharmacy
IBX Medicare coverage gives you access to one of the largest provider networks in Southeastern Pennsylvania.
Our members get more

It’s great to be a member!
Your 2023 member perks and benefits include dental, hearing, and vision coverage; new fitness programming; expanded virtual care including medical, behavioral health, and dermatology; on-demand One Day University classes; and more.

Philly's highest-rated Medicare Advantage HMO plan - two years in a row!
Join the 80,000 members who already enjoy 5-star treatment from our 2023 Keystone 65 HMO plan, rated 5 out of 5 stars.


New! 2023 benefits now available
Our 2023 Independence Medicare Advantage plans have the same great benefits and more! If you’re happy with your current plan, you don’t need to do anything! It will automatically renew, and your 2023 benefits will go into effect on January 1, 2023. To learn more about your 2023 benefits, sign up for an in-person Member Health Expo or live or on-demand virtual member event.