Personal Choice 65^SM plans

Medicare awarded our Personal Choice 65^SM PPO plans 4 out of 5 stars for 2023! Enjoy the freedom of being able to see any doctor, in or out of network, with one of the highest-quality Medicare Advantage plans available in our area.

Independence Blue Cross offers affordable PPO plans in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Compare our plans below to view coverage details and see which one best meets your needs. For additional information surrounding enrollment periods, visit our Medicare basics page.

Personal Choice 65^SM Saver Rx PPO

$51 monthly Medicare Part B Give Back Program*
$0 monthly plan premium in all five counties
$10 primary care physician copay
$50 specialist visit copay
$0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE^®
$30 quarterly over-the counter allowance¹
Dental, hearing, and vision included in the plan
Includes Visitor/Traveler Program
$0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
NEW! A FREE membership to One Pass^TM — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes

Shop & enroll Request an information kit

Personal Choice 65^SM Elite Rx PPO

$49 monthly plan premium in all five counties
$0 primary care physician copay
$35 specialist visit copay
$0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE^®
$125 quarterly over-the counter allowance¹
Dental, hearing, and vision included in the plan
Includes Visitor/Traveler Program
Includes grocery service, transportation services, and diabetes management program for members with certain conditions
$0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
NEW! A FREE membership to One Pass^TM — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes

Shop & enroll Request an information kit

Personal Choice 65^SM Prime Rx PPO

$0 monthly plan premium in all five counties
$0 primary care physician copay
$35 specialist visit copay
$0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE^®
$70 quarterly over-the counter allowance¹
Dental, hearing, and vision included in the plan
Includes Visitor/Traveler Program
Includes grocery service, transportation services, and diabetes management program for members with certain conditions
$0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
NEW! A FREE membership to One Pass^TM — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes