2024 Personal Choice 65SM PPO plans
Independence Blue Cross offers affordable PPO plans in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Compare our plans below to view coverage details and see which one best meets your needs. For additional information surrounding enrollment periods, visit our Medicare basics page.
Personal Choice 65SM Saver Rx PPO
- $57 monthly Medicare Part B Premium Giveback*
- $0 monthly plan premium in all five counties
- $10 in-network primary care physician copay
- No medical or prescription drug deductibles
- Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**
- $0 copay for routine vision and hearing exams once per year, plus coverage for eyewear and hearing aids
- Dental coverage including a $0 copay for a routine exam and cleaning every 6 months and a dental allowance for dentures, fillings, crowns, and much more
- $30 quarterly allowance to spend on approved over-the-counter items (like bandages, cold medicine, toothpaste and vitamins) at major retailers and online²
- $0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
- Free fitness membership including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
Shop & enroll Request an information kit
Personal Choice 65SM Elite Rx PPO
- $25.60 monthly plan premium in all five counties
- $0 in-network primary care physician copay
- No medical or prescription drug deductibles
- Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**
- $0 copay for routine vision and hearing exams once per year, plus coverage for eyewear and hearing aids
- Dental coverage including a $0 copay for a routine exam and cleaning every 6 months and a dental allowance for dentures, fillings, crowns, and much more
- A $300 annual flex benefit to cover cost-sharing for covered dental, vision, and hearing benefits, or pay for services or supplies received from any licensed dental, vision, or hearing professional that accepts the IBX Care Card³
- $125 quarterly allowance to spend on approved over-the-counter items (like bandages, cold medicine, toothpaste and vitamins) at major retailers and online²
- $0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
- FREE fitness membership including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
Shop & enroll Request an information kit
Personal Choice 65SM Prime Rx PPO
- $0 monthly plan premium in all five counties
- $0 in-network primary care physician copay
- No medical or prescription drug deductibles
- Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**
- $0 copay for routine vision and hearing exams once per year, plus coverage for eyewear and hearing aids
- Dental coverage including a $0 copay for a routine exam and cleaning every 6 months and a dental allowance for dentures, fillings, crowns, and much more
- $300 annual flex benefit to cover cost-sharing for covered dental, vision, and hearing benefits, or pay for services or supplies received from any licensed dental, vision, or hearing professional that accepts the IBX Care Card³
- $70 quarterly allowance to spend on approved over-the-counter items (like bandages, cold medicine, toothpaste and vitamins) at major retailers and online²
- $0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
- FREE fitness membership including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
Shop & enroll Request an information kit
Looking for more information about our plans?
Contact your local Medicare expert or register for a free meeting to find the one that best meets your needs.
*Cash rebates not available. Rebate offered as a reduction to monthly Part B premium owed of $50 or more.
**Participating states and territories are subject to change at any time.
¹Largest network: 2023 Provider Network Counts, ibxmedicare.com/providers23
²Over-the-counter balance does not roll over to the next quarter. Can be redeemed online or at participating local retailers.
³The DVH Flex allowance preloaded on the IBX Care Card is a separate wallet from the OTC benefit provided on the same card. No activation is required. Any unused balance will not roll over to the next year. Members should retain the card through the expiration date.
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Website last updated: 2/20/2024