Keystone 65 HMO plans
Medicare awarded our 2023 Keystone 65 Medicare (HMO) 5 out of 5 stars. That means you can enroll with confidence in a trusted, top-rated plan that earned the Centers for Medicare and Medicaid Services (CMS) highest rating for TWO years in a row!
Independence Blue Cross offers affordable HMO plans in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Compare our plans below to view coverage details and see which one best meets your needs. For additional information surrounding enrollment periods, visit Medicare basics.
Keystone 65 Basic Rx HMO
- $0 monthly plan premium in all five counties
- $0 primary care physician copay
- $35 specialist visit copay
- $0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE®
- Dental, hearing, and vision included in the plan
- $70 quarterly over-the-counter allowance¹
- Includes Vital Care program with lower specialist copays for plan members with diabetes and congestive heart failure
- Includes transportation benefit, grocery service, meal program, and diabetes management program for our members with certain conditions
- $0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
- NEW! A FREE membership to One Pass™ — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
Shop & enroll Request an information kit
Keystone 65 Focus Rx HMO-POS
- $0 monthly plan premium in Bucks and Philadelphia counties; $15 monthly plan premium in Chester, Delaware, Montgomery counties
- $0 primary care physician copays
- $40 specialist visit copay
- $0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE®
- Dental, hearing, and vision included in the plan
- $70 quarterly over-the-counter allowance¹
- Includes Vital Care Plus Program with lower specialist copays and additional OTC allowance for plan members with diabetes
- Includes grocery service, meal program, diabetes management program, and Senior Savings Program for our members with certain conditions
- $0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
- NEW! A FREE membership to One Pass™ — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
Shop & enroll Request an information kit
Keystone 65 Select Rx HMO
- $55.50 monthly plan premium in Bucks and Philadelphia counties; $81.50 in Chester, Delaware, Montgomery counties
- $0 primary care physician copays
- $40 specialist visit copay
- $0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE®
- Dental, hearing, and vision included in the plan
- $30 quarterly over-the-counter allowance¹
- Includes Vital Care program with lower specialist copays for plan members with diabetes and congestive heart failure
- Includes transportation benefit, grocery service, meal program, diabetes management program, and Senior Savings Program for members with certain conditions
- $0 copay for tier-one preferred generic drugs at preferred pharmacies and through mail order
- NEW! A FREE membership to One Pass™ — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
Shop & enroll Request an information kit
NEW! 2023 Keystone 65 Liberty HMO
- $90 monthly Medicare Part B Give Back Program*
- $0 monthly plan premium in all five counties
- $0 primary care physician copay
- $40 specialist visit copay
- $30 quarterly over-the-counter allowance¹
- $0 copays for virtual doctor visits for non-urgent medical conditions, behavioral health for therapy and counseling, and (NEW for 2023!) dermatology visits through MDLIVE®
- Dental, hearing, and vision included in the plan
- NEW! A FREE membership to One Pass™ — the largest national Medicare Advantage gym network — including admission to YMCAs; boutique, yoga, Pilates, and spinning studios; and virtual classes
- Includes Vital Care program with lower specialist copays for plan members with diabetes and congestive heart failure
*Cash rebates not available. Rebate offered as a reduction to monthly Part B premium owed of $90 or more.
Looking for more information about our plans?
Contact your local Medicare expert or register for a free meeting to find the one that best meets your needs.
¹OTC balance does not roll over. Can be redeemed online or at participating local retailers.
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Website last updated: 11/30/2022