Enroll in the Medicare plan of your choice
With several plans to choose from, it's easy to find the ones that work for you. To enroll in a Medicare Advantage or MedigapSecurity, our Medicare Supplement plan, please select a method below.
Enroll online
Medicare Advantage plans
Independence Medicare Advantage plans include all the benefits of Medicare Parts A and B plans. They also include extras like vision, dental, and hearing coverage. You may view additional details about our 2023 Keystone 65 HMO, awarded 5-out-of 5 stars TWO years in a row, and Personal Choice 65 PPO Medicare Advantage plans. In addition, you can view the Multi-Language Insert, Summary of Benefits, Star Ratings, enrollment instructions, and download or print an enrollment form.
MedigapFreedom
Also called Medigap plans, Medicare Supplement plans cover most of the out-of-pocket costs Original Medicare doesn't pay for, including copayments, coinsurance, deductibles, and more. You may view additional details about MedigapFreedom, the Outline of Coverage, and download or print an enrollment form, visit Medicare Supplement plans.
No premium payment is required at the time you apply. Once your application has been processed, we will notify you of your effective date and we'll send your MedigapFreedom identification card, subscription agreement, and other important information.
To further understand the differences between Medicare Advantage and Medicare supplement plans, check out Medicare Advantage vs. Medicare supplement (Medigap) health plans.
Enroll by mail
Medicare Advantage plans
You can enroll in either our Keystone 65 HMO or Personal Choice 65 PPO Medicare Advantage plans by reviewing the enrollment instructions and downloading and completing the application below.
Keystone 65 HMO
- Enrollment Instructions
- 2023 Applications for Keystone 65 Basic Rx HMO, Keystone 65 Focus Rx HMO-POS, Keystone 65 Liberty Medical-Only HMO, and Keystone 65 Select HMO
- 2023 Application for Keystone 65 Preferred HMO
Personal Choice 65 PPO
- Enrollment Instructions
- 2023 Application for Personal Choice 65 PPO, Personal Choice 65 Prime Rx PPO, Personal Choice 65 Saver Rx PPO, Personal Choice 65 Elite Rx PPO
Medicare Supplement plans
You can enroll in our MedigapFreedom Medicare Supplement plan by reviewing the enrollment instructions and downloading and completing the application below.
Mailing address
When you have completed the appropriate application, sign it and mail to:
Independence Blue Cross
Medicare Department
P.O. Box 13713
Philadelphia, PA 19101-3713
Enroll by phone
Call toll-free 1-877-393-6733 (TTY/TDD: 711), 8 a.m. to 8 p.m., seven days a week. Please note that on weekends and holidays from April 1 through September 30, your call may be sent to voicemail.
Find your local sales agent
Have questions? Need assistance enrolling? Visit our Contact Your Local Sales Agent page to find your local Independence Blue Cross Medicare sales representative.
Medicare Star ratings
The Medicare Program rates all health and prescription drug plans each year, based on a plan's quality and performance. Medicare Star Ratings help you know how good a job our plan is doing. You can use these Star Ratings to compare our plan's performance to other plans.
2023 Keystone 65 HMO Star Ratings
2023 Personal Choice 65 PPO Star Ratings
Summary of Benefits
2023 Summary of Benefits
- Keystone 65 Basic HMO, Keystone 65 Focus HMO, Keystone 65 Liberty HMO, Keystone 65 Select HMO Summary of Benefits
- Keystone 65 Preferred HMO Summary of Benefits
- Personal Choice 65 PPO Summary of Benefits
- 2023 Summary of Benefits Notice Of Change For Part B Rebatable Drugs
Call us at 1-877-393-6733 (711 for the speech- and hearing-impaired), 8 a.m. to 8 p.m., seven days a week. However, please note that on weekends and holidays from April 1 through September 30, your call may be sent to voicemail.
Extra help is available for those who need it most. Find out whether you qualify for low-income subsidy.
Non-discrimination Notice and Multi-Language Insert
View our Non-discrimination Notice and Multi-Language Insert.
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Website last updated: 2/22/2023