2027 Personal Choice 65SM PPO plans
Independence Blue Cross (IBX) offers affordable PPO plans in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Compare our plans below to view coverage details and see which one best meets your needs. For additional information surrounding enrollment periods, visit our Medicare basics page.
Shop & enroll Request an information kit
IBX is the 5-county area's most popular Medicare Advantage plan for a reason. Choose from our popular PPO plans for more freedom, flexibility, and savings. Our plans offer:
- $0 copay for in-network primary care provider (PCP) visits
- Virtual care when and where you need it through Teladoc Health
- 24/7 access to Registered Nurse Health Coaches
- Care and support from our local Member Help Team
- IBX health rewards for completing healthy activities
- Access to 16,000 behavioral health providers, with a connection to care in 1 – 2 business days
- Freedom to choose any in- or out-of-network provider, but you’ll generally pay less by using in-network providers. Plus, you get coverage that travels with you to 47 states, one terrotory, and one district*.
Find the Medicare Advantage plan that’s right for you!
Call IBX to:
- Speak directly with a local licensed IBX Medicare advisor
- Get answers to your Medicare questions
- Compare plans based on your needs
- Easy enrollment over the phone
Not sure which plan fits your needs? Let us help.
Schedule a 1-on-1 call with a licensed IBX Medicare advisor who can walk you through your options — no pressure, just help. Call 1-800-303-0656 seven days a week, from 8 a.m. to 8 p.m.*
*Participating states and territories are subject to change at any time.
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Website last updated: 8/18/2026