Pennsylvania Medicare plans

Independence Blue Cross (IBX) offers several Medicare plans in Pennsylvania. It’s easy to find the one that works for you. To enroll in a Medicare Advantage plan please select a method below.

Enroll online

PA Medicare Advantage plans

IBX Pennsylvania Medicare Advantage plans include all the benefits of Medicare Parts A and B plans — plus valuable extras like vision, dental, and hearing coverage. Learn all about our Keystone 65 HMO and Personal Choice 65^SM PPO Medicare Advantage plans.

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Enroll by mail

Medicare Advantage plans

You can enroll in either our Keystone 65 HMO or Personal Choice 65 PPO Medicare Advantage plans by reviewing the enrollment instructions and downloading and completing the application below.

2027 Keystone 65 HMO

• Enrollment Instructions
• 2027 Application for Keystone 65 Assured Rx HMO, Keystone 65 Basic Rx HMO, Keystone 65 Essential Rx HMO-POS, Keystone 65 Focus Rx HMO-POS, Keystone 65 Liberty Medical-Only HMO, Keystone 65 Preferred HMO, and Keystone 65 Select HMO
• Large print: 2027 Application for Keystone 65 Assured Rx HMO, Keystone 65 Basic Rx HMO, Keystone 65 Essential Rx HMO-POS, Keystone 65 Focus Rx HMO-POS, Keystone 65 Liberty Medical-Only HMO, Keystone 65 Preferred HMO, and Keystone 65 Select HMO

2026 Keystone 65 HMO

• Enrollment Instructions
• 2026 Application for Keystone 65 Basic Rx HMO, Keystone 65 Essential Rx HMO-POS, Keystone 65 Focus Rx HMO-POS, Keystone 65 Liberty Medical-Only HMO, Keystone 65 Preferred HMO, and Keystone 65 Select HMO
• Large print: 2026 Application for Keystone 65 Basic Rx HMO, Keystone 65 Essential Rx HMO-POS, Keystone 65 Focus Rx HMO-POS, Keystone 65 Liberty Medical-Only HMO, Keystone 65 Preferred HMO, and Keystone 65 Select HMO

2027 Personal Choice 65 PPO

• Enrollment Instructions
• 2027 Application for Personal Choice 65 Achieve Rx PPO and Personal Choice 65 PPO
• Large print: 2026 Application for Personal Choice 65 Achieve Rx PPO PPO and Personal Choice 65 PPO

2026 Personal Choice 65 PPO

• Enrollment Instructions
• 2026 Application for Personal Choice 65 Achieve Rx PPO, Personal Choice 65 Plus Rx PPO, and Personal Choice 65 PPO
• Large print: 2026 Application for Personal Choice 65 Achieve Rx PPO, Personal Choice 65 Plus Rx PPO, and Personal Choice 65 PPO

Mailing address

When you have completed the appropriate application, sign it and mail to:
Independence Blue Cross
Medicare Department
P.O. Box 13713
Philadelphia, PA 19101-3713

Enroll by phone

Call toll-free 1-877-393-6733 (TTY/TDD: 711), 8 a.m. to 8 p.m., seven days a week. Please note that on weekends and holidays from April 1 through September 30, your call may be sent to voicemail.

Medicare Star Ratings — updated 10/16/2025

Our Keystone 65 HMO plans were rated 4 out of 5 stars, and our Personal Choice 65 PPO plans were rated 4 out of 5 stars for 2026.

The Medicare Program rates all health and prescription drug plans each year, based on a plan's quality and performance. Medicare Star Ratings help you know how good a job our plan is doing. You can use these Star Ratings to compare our plan's performance to other plans.

2026 Keystone 65 HMO Star Ratings

2026 Personal Choice 65 PPO Star Ratings

Summary of Benefits

2027 Keystone 65 HMO Summary of Benefits — updated 10/1/2026

• Keystone 65 Assured Rx HMO , Keystone 65 Basic Rx HMO, Keystone 65 Select HMO
• Large print: Keystone 65 Assured, Keystone 65 Basic Rx HMO, Keystone 65 Select HMO
• Keystone 65 Essential Rx HMO-POS, Keystone 65 Focus Rx HMO-POS and Keystone 65 Liberty Medical-Only HMO
• Large print: Keystone 65 Essential Rx HMO-POS, Keystone 65 Focus Rx HMO-POS, and Keystone 65 Liberty Medical-Only HMO
• Keystone 65 Preferred HMO
• Large print: Keystone 65 Preferred HMO

2027 Personal Choice 65 PPO Summary of Benefits — updated 10/1/2026

• Personal Choice 65 PPO and Personal Choice 65 Achieve Rx PPO
• Large print: Personal Choice 65 PPO & Personal Choice 65 Achieve Rx PPO

2026 Keystone 65 HMO Summary of Benefits — updated 10/1/2025

• Keystone 65 Basic Rx HMO, Keystone 65 Essential Rx HMO-POS, and Keystone 65 Focus Rx HMO-POS
• Large print: Keystone 65 Basic Rx HMO, Keystone 65 Essential Rx HMO-POS, and Keystone 65 Focus Rx HMO-POS
• Keystone 65 Liberty Medical-Only HMO, Keystone 65 Preferred HMO, and Keystone 65 Select HMO
• Large print: Keystone 65 Liberty Medical-Only HMO, Keystone 65 Preferred HMO, and Keystone 65 Select HMO

2026 Personal Choice 65 PPO Summary of Benefits – updated 10/1/2025

• Personal Choice 65 PPO
• Large print: Personal Choice 65 PPO

Call us at 1-877-393-6733 (711 for the speech- and hearing-impaired), 8 a.m. to 8 p.m., seven days a week. However, please note that on weekends and holidays from April 1 through September 30, your call may be sent to voicemail.

Extra Help is available for those who need it most. Find out whether you qualify for Low Income Subsidy.

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Website last updated: 8/4/2026