Individual and family health plans
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Open Enrollment ended January 19, 2024. The next Open Enrollment period begins November 1, 2024. If you missed the deadline, you may be able to enroll if you experience a qualifying life event.

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To choose a health plan, think about your health care needs, if your favorite providers are in the network, and how much you can afford. To enroll in an Independence Blue Cross (IBX) health plan, you must be a Pennsylvania resident and live in Bucks, Chester, Delaware, Montgomery, or Philadelphia County.

IBX health plans

Health plans

Learn about our HMO, PPO, and EPO health plans and find one that fits your needs.

Health plan comparison chart

Compare IBX health plan benefits and see what you’ll pay out-of-pocket for common in-network services.

Health savings account (HSA)

Find out how you can manage the costs of qualified high-deductible health plans by opening an HSA.

Children’s Health Insurance Program (CHIP)

Get information about CHIP, including details about eligibility and how to apply for coverage.

Low-income health plans

Find information about Keystone First options for low-income individuals, including eligibility details and how to enroll.

Dental plans

Our dental plans fully cover routine exams and do not have a waiting period for preventive care, fillings, or extractions.

Vision plans

Each of our vision plans includes fully covered routine vision exams. Compare plans to see which is right for you.

International health plans

Get peace of mind for short or extended trips abroad with an international health insurance plan.

Accident, critical illness, and hospital recovery insurance

Feel secure knowing you have financial support in the event of an accident, serious illness, or hospital stay.

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