Children’s Health Insurance Program (CHIP)Low income health plans

The Children’s Health Insurance Program (CHIP) is a state and federally funded health insurance program that provides health insurance coverage to uninsured children who meet eligibility guidelines and are residents of Pennsylvania residing in the Independence Blue Cross service area of Bucks, Chester, Delaware, Montgomery, and Philadelphia counties. Depending on family size and income, eligible children are provided with free or low-cost ($64.00, $90.00, $104.00 per month, per child) or full-cost CHIP ($397.06 per month, per child) insurance through Keystone Health Plan East (KHPE) HMO.

As an administrator of CHIP, Independence Blue Cross determines eligibility for CHIP applicants and provides health insurance benefits from KHPE HMO for enrolled children. KHPE HMO provides medical benefits through a large network of participating physicians and hospitals. United Concordia provides dental benefits through a large network of participating dentists.

About CHIP

Features of CHIP:

  • doctor office visits
  • prescription drugs
  • dental
  • eye care and eyeglasses
  • diagnostic tests
  • durable medical equipment
  • emergency care
  • hearing care
  • home health care
  • hospitalization
  • immunizations
  • laboratory/X-rays
  • pregnancy
  • mental health services/substance abuse

Contact Us

For more details, please call 1-800-464-5437 (TDD/TTY: 711).

If you would like to send us a request, our mailing address is:

Independence Blue Cross
Attn: Special Programs Department
1901 Market Street
12th Floor
Philadelphia, PA


For specific information on benefits, limitations, and exclusions, please refer to the applicable benefits materials.