Personal Choice® EPO Virtual Care plans
With a Personal Choice EPO Virtual Care plan from Independence Blue Cross, you can select a Teladoc provider as your virtual primary care provider (PCP), to access care anytime, anywhere.
Your Teladoc virtual primary care provider provides convenient access to care and with:
- Annual checkups and well visits outside typical provider hours
- Time to talk about your health history, concerns, and care needs
- A care plan personalized to your health goals
- Make referrals, and order prescriptions and lab orders
Like other Personal Choice EPO plans, you still have access to any in-network doctor or hospital, as well as in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country.
If you still want to see a doctor in-person, you aren't required to choose a primary care physician (PCP) or get referrals, so you can see any in-network specialist without needing permission from your PCP. If you see an in-network doctor or specialist in-person, applicable cost-shares will apply.
Explore further
To learn more about IBX's newest set of health plans — the EPO Virtual Care plans — read our blog.
Is a Personal Choice EPO Virtual Care plan right for you?
An Independence Blue Cross Personal Choice EPO health plan may be the best option for you and your family if you:
- Live in one of these five counties
- Want access to virtual primary care or specialists if you travel often or attend school away from home
- Would like access to the largest network of doctors and hospitals in the Philadelphia region
- Want in-network coverage across the country through BlueCard PPO
- Want the freedom to see doctors and other health care specialists without a referral from a primary care physician (PCP)
Personal Choice EPO Virtual Care plan options
| Personal Choice EPO Gold Preferred Virtual Care | Personal Choice EPO Silver Classic Virtual Care | Personal Choice EPO Silver Basic Virtual Care | Personal Choice EPO Bronze Virtual Care | |
|---|---|---|---|---|
| Deductible | $0 | $3,500 | $4,000 | $6,000 |
| PCP visit1 | $15 | $30, no ded | $35, no ded | 50%, no ded |
| Teladoc Virtual PCP visit1 | $0 | 0%, no ded | 0%, no ded | 0%, no ded |
| Virtual specialist visit1 | $5 | $50, no ded | $55, no ded | 50% after ded |
| Inpatient hospital | $500/day; max of 5 copays/admit | 25% after ded | 25% after ded | 25% after ded |
| Low-cost generic prescription drugs | $3 | $3, no ded (Integrated with medical ded) | $3, no ded (Integrated with medical ded) | $5, no ded (Integrated with medical ded) |
| View more info | Download pdf | Download pdf | Download pdf | Download pdf |
Resources
- Find out which health providers are available in these plans.
- Still have questions about the Personal Choice EPO Virtual Care health plan? Call a licensed agent to learn more about your health options at 1-888-475-6206 (TTY:711).
- Ready to enroll? Apply now.
Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps Independence Blue Cross takes to help you receive appropriate covered services.
ded = Deductible
- For these plans, visit limits are combined for office and virtual care.