Personal Choice® EPO plans
With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country.
You aren't required to choose a primary care physician (PCP) or get referrals, so you can see any in-network specialist without needing permission from your PCP. If you enroll in an EPO Bronze plan, you can open an HSA.
To learn more about EPOs, read “What is an Exclusive Provider Organization (EPO)?”
Is a Personal Choice EPO plan right for you?
An Independence Blue Cross Personal Choice EPO health plan may be the best option for you and your family if you:
- Live in one of these five counties
- Would like access to the largest network of doctors and hospitals in the Philadelphia region
- Want in-network coverage across the country through BlueCard PPO
- Want the freedom to see doctors and other health care specialists without a referral from a primary care physician (PCP)
Personal Choice EPO plan options
| Personal Choice EPO Bronze Classic | Personal Choice EPO Bronze Basic | |
|---|---|---|
| Deductible | $6,200 | $9,800 |
| PCP visit | $65, no ded | 40%, no ded |
| Specialist visit | $65, no ded | 0% after ded |
| Inpatient hospital | 50% after ded | 0% after ded |
| Low-cost generic prescription drugs | $5, no ded (Integrated with medical ded) | $5, no ded (Integrated with medical ded) |
| View more info | Download pdf | Download pdf |
Resources
- Find out which health providers are available in these plans.
- Still have questions about the Personal Choice EPO health plan? Call a licensed agent to learn more about your health options at 1-888-475-6206 (TTY:711).
- Ready to enroll? Apply now.
Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps Independence Blue Cross takes to help you receive appropriate covered services.
ded = Deductible