Standard Prescription Drug Program
Prescription plan for groups

The Standard Prescription Drug Program provides comprehensive prescription drug coverage. The member cost-sharing for this program is either a two-tier copayment structure of generic and brand or coinsurance.

Features of the Standard Drug Program:

  • There is no need to pre-select a pharmacy.
  • More than 60,000 pharmacies nationwide participate in the FutureScripts® retail network, including the area’s largest retail chains.
  • When member cost-sharing is coinsurance, the out-of-pocket cost is based on the FutureScripts negotiated discount price at participating pharmacies, which is typically below average retail prices.
  • No claims forms needed when participating pharmacies are used.
  • Members can verify their eligibility at participating pharmacies online before they leave the house.
  • Participating pharmacies can instantly check available drug history for possible drug interactions and other dangers.

How the Plan Works:

When purchasing covered prescription drugs, members pay:

At a Participating Retail or Mail Order Pharmacy

At a Non-Participating Retail Pharmacy

Generic drugs

Generic copayment

Designated percentage of the drug’s retail cost

Brand drugs

Brand copayment

Designated percentage of the drug’s retail cost