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Policies & GuidelinesInformation to help you understand and administer benefits

Medical Policy
Use this online searchable database to read Independence Blue Cross (IBC) medical and claim payment policies.
Pharmacy Policy
Review current IBC pharmacy policies.
Clinical Practice Guidelines
Download guidelines that outline generally accepted minimum standards of care. Adherence to these standards may lead to improved patient outcomes.
Preapproval/Precertification for Services
Learn which services require preapproval or precertification from IBC prior to being performed.
Medical Policy/Precertification Inquiry
Use this form to look up medical policy information, precertification, or preauthorization information for out-of-area Blue plans.