A debit card is an optional feature with BlueSaverSM FSAs. Employers determine whether this feature is offered. A debit card is not offered with our dependent-care flexible spending accounts.
A debit card may be used to pay for 
eligible medical and prescription drug copayment expenses. A debit card may not be used at the point of service for deductible and coinsurance expenses.
How to Use Your BlueSaverSM Health Account Visa® Debit Card.
1FSAs and HRAs are administered by AmeriHealth Administrators, Inc., an independent company.