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Medicare Advantage health plans

Independence Blue Cross offers affordable Medicare Advantage plans (medical-only and medical plans with prescription drugs) in Philadelphia County and the surrounding Bucks, Chester, Delaware and Montgomery Counties. Compare plan types below to view coverage details to see which one best meets your needs.

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New for 2021: Dental allowances up to $2,000

All our Medicare Advantage plans now include dental, vision, and hearing benefits at no additional premium

You may enroll in a Medicare Advantage Plan during the annual election period, during a special election period, or during your initial election period.

Keystone 65 HMO plans

Keystone 65 Basic, Focus, Select, and Preferred are our Medicare Advantage HMO plans. They offer members:

  • New for 2021! Dental, vision, and hearing benefits included in Medicare Advantage plans
  • New for 2021! $0 copay for all in-network primary care physicians (PCP)
  • New for 2021! $0 telemedicine visit for medical visits. $5 copay for behavioral health visits
  • Premiums as low as $0 in all counties
  • No deductibles
  • No referrals required
  • Keystone 65 Focus Rx HMO-POS offers an out of network benefit up to $1,000 (members may pay more for non-network providers)
  • SilverSneakers® Fitness Program
  • Routine podiatry and chiropractic care
  • One of the largest networks in the area

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Personal Choice 65SM PPO

Personal Choice 65 PPO and Personal Choice 65SM Prime PPO offer members:

  • New for 2021! Dental, vision, and hearing benefits
  • A $0 premium and prescription drug coverage with Personal Choice 65 Prime PPO
  • A $5 PCP copay
  • Gives members the freedom to see any doctor or hospital in the U.S. (members may pay more for non-network providers)
  • No referrals required
  • Does not require members to select a primary care physician (PCP)
  • SilverSneakers® Fitness Program

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Looking for more information about our plans?

Request an information packet to learn more about our plans.

Website last updated: 9/1/2020