Personal Choice 65 PPOSM
At Independence Blue Cross (Independence), we’ve worked with The Pennsylvania Public
School Employees’ Retirement System for more than two decades and have served the
Philadelphia 5-county area for more than 80 years. We also have the largest network in
the area.
Our commitment to our members runs as deep as our roots in our community. Take advantage of our exceptional coverage and customer service by transitioning to our Personal Choice 65SM PPO Medicare Advantage plan, rated an impressive 4 out of 5 stars in our service area for 2025 by Medicare.* Fully savor your retirement with benefits like:
- $0 copay for primary care physician visits
- $15 copay for specialist visits — no referrals needed
- Lower maximum out-of-pocket cost for in-network services
- $0 combined in-network and out-of-network deductibles for medical care and prescription drugs
Additional Information
Personal Choice 65 PPO Summary of Benefits
Formularies for Group Members — find out what cost-sharing tiers apply to the medicines you take.
To speak to a service representative, call 1-844-646-1460 (TTY/TDD: 711) Monday to Friday, 8 a.m. to 8 p.m.
One PassTM
Medicare Advantage members now have access to One Pass, a Medicare Advantage national fitness network with thousands of locations.
Find a gym now! Visit ibxmedicare.com/onepass and select "Find a gym near you" to see a list of participating locations in your area.
Working Past 65 Medicare Guide
Learn more about post-retirement health coverage and Medicare benefits with our Working Past 65 Medicare Guide.
*Every year, Medicare evaluates plans based on a 5-Star rating system. Our service area consists of Bucks, Chester, Delaware, Montgomery, and Philadelphia counties. The One Pass fitness benefit is a program provided by Rally Health, Inc., an independent company. ©2023 Rally Health, Inc. Rally, the Rally logo(s) and One Pass are trademarks of Rally Health, Inc. and/or its affiliates.