Personal Choice®Available to current members only

With Personal Choice, our popular Preferred Provider Organization (PPO), you can receive care from any provider without a referral, in-network or out-of-network. Members maximize their coverage by accessing care through the Personal Choice network of hospitals, doctors, and specialists.
Personal Choice Plan Features
- Members have the freedom to seek care in-network or out-of-network.
- There is no need to select a primary care physician to coordinate care.
- Members are free to visit specialists directly — no referrals required. More than 25,000 doctors and 100 hospitals are in the Personal Choice network.
- There are no claim forms and no balance bills for in-network care.
- Healthy LifestylesSM programs, including fitness reimbursement and discounts on alternative services, are available at no additional cost.
- ConnectionsSM Health Management Program to control and manage chronic conditions is included.
- With the Blue Cross® symbol, members benefit from worldwide coverage and recognition.
- Full NCQA Accreditation — The plan was awarded the highest PPO plan quality rating.
- BlueCard® PPO program — Enjoy in-network coverage anywhere in the U.S. when using providers who participate in the BlueCard PPO network.
Additional Information
Personal Choice Summary of Benefits
Standard Prescription Drug Program Summary of Benefits
Prescription Reimbursement Claim Form
To contact a service representative, call 1-800-ASK-BLUE (1-800-275-2583).