Why We Believe in the FHN Model

At Independence Blue Cross, we're leveraging our expertise and collaborating with area health systems and doctors to reimagine how health care is delivered. Through a model we call Facilitated Health Networks (FHN), we aim to create a healthier population by improving the quality of care delivered and reducing health care costs through proactive, coordinated care.

The Independence FHN model uses many of the successful principles of rewarding doctors and hospitals for the quality and outcomes of care they provide, not the quantity. And while these reimbursement business models are now gaining acceptance, they are only one piece of our overall strategy.

Changing healthcare one relationship at a time

Learn about our agreement with the University of Pennsylvania Health System.

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See how we're working with Temple University Health System.

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Three Key Focuses Set the FHN Model Apart


  • We work with health systems and doctors on new business models that emphasize shared accountability for the quality and cost of care being delivered rather than volume.
  • This new way of working together, which will include enhanced, innovative contracting models that are based on agreed upon outcomes and real time data sharing, is focused on enhancing quality while bending the health care cost curve in the Greater Philadelphia region.


  • Real-time, robust data enables physicians to make informed decisions that influence appropriate care. For example, we provide doctors with reports highlighting their referral practices for inpatient and outpatient facilities and how each of those facilities ranks in cost.
  • We also provide data that addresses issues such as drug prescribing patterns and potentially avoidable emergency room visits.


  • We're committed to working closely with health systems and doctors to provide better coordinated patient care.
  • Our Clinical Care Transformation team works face-to-face with doctors, bringing them tools and reports that help them manage cost efficiencies by showing the comparative cost ranking — low, middle, and high — for frequently performed procedures, while providing them with a holistic view of the population of patients they serve.
  • Through the Independence FHN model, there will be care teams developed that will connect Independence staff with health systems and doctors regularly to share best practices.