For more than 60 years, Independence Blue Cross and Highmark Blue Shield have been providing health insurance to residents of the greater Philadelphia region. In our mission to make health care coverage available and affordable to more of our community residents, the Special Care* program was created. It is a low-cost, fee-for-service, limited-benefit policy designed for persons who do not qualify for Medical Assistance or Medicare and cannot afford to purchase private health care coverage.
Important announcement
Have a child age 19 or younger who needs health insurance? The Children’s Health Insurance Program (CHIP) provides FREE or low-cost benefits. Learn more about CHIP.
About Special Care
Features of Special Care:
- No physical exam is needed to apply.
- There are no annual deductibles.
- There are no claim forms with our participating network. We pay the participating Special Care hospital or participating provider for you.
Contact Us
For more details, please call 1-866-282-2702 (TDD/TTY: 215-241-2622) or complete an online information request.
If you would like to send us a request, our mailing address is: The Caring Foundation, 1901 Market Street, Philadelphia, PA, 19103-1480.

Caring Foundation
As part of IBC’s unique Social Mission, the Caring Foundation helps to provide free or low-cost coverage to uninsured children and low-cost health insurance to uninsured adults in Southeastern Pennsylvania.
Learn more about the Caring Foundation.
Outreach Partners
Services and resources specifically for community organizations enrolling adults and children into low-cost health insurance programs.
Learn more about Outreach Partners.
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