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Personal Choice® PPO

Individual coverage

With Personal Choice, our popular Preferred Provider Organization (PPO), you can receive care from any provider without a referral in-network or out-of-network. Members maximize their coverage by accessing care through Personal Choice's network of hospitals, doctors, and specialists.

About Personal Choice PPO

Download the Personal Choice PPO brochure for individuals.

Features of Personal Choice:

  • freedom to seek care in-network or out-of-network*;
  • no need to select a Primary Care Physician to coordinate care;
  • members free to visit specialists directly — no referrals required;
  • more than 25,000 doctors and 100 hospitals in the Personal Choice network;
  • no claim forms and no balance bills for in-network care;
  • Healthy LifestylesSM programs, including fitness reimbursement and discounts on alternative services, at no additional cost;
  • ConnectionsSM Health Management Programs to control and manage chronic conditions;
  • Full NCQA Accreditation — highest PPO plan quality rating;
  • BlueCard® PPO program — enjoy in-network coverage anywhere in the U.S. when using providers who participate in the BlueCard PPO network.

Contact Us

For more details, please call 215-569-8189 or 1-800-556-5455 (outside the Philadelphia area) or complete an online information request.

Request More Info  Apply for Personal Choice PPO

* Members going out-of-network pay more for these services and may have to submit a claim for reimbursement.

Available only to residents of the following counties: Bucks, Chester, Delaware, Montgomery, and Philadelphia, Pennsylvania.

For specific information on benefits, limitations, and exclusions, please refer to the applicable benefits materials.

Important information about links to other sites

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Personal Choice was named the #1 PPO in the region by a leading consumer publication.

Read more.