Home Find a Health Insurance Plan Find a Health Care Provider For Members For Employers For Health Care Providers
Take Charge. Protect yourself with IBC coverage for individuals and families.

Personal Choice® PPO

Individual coverage

With Personal Choice, our popular Preferred Provider Organization (PPO), you can receive care from any provider without a referral in-network or out-of-network. Members maximize their coverage by accessing care through Personal Choice's network of hospitals, doctors, and specialists.

About Personal Choice PPO

Features of Personal Choice:

  • freedom to seek care in-network or out-of-network*;
  • no need to select a Primary Care Physician to coordinate care;
  • members free to visit specialists directly — no referrals required;
  • more than 55,000 doctors and 100 hospitals in the Personal Choice network;
  • no claim forms and no balance bills for in-network care;
  • Healthy LifestylesSM programs, including fitness reimbursement and discounts on alternative services, at no additional cost;
  • ConnectionsSM Health Management Programs to control and manage chronic conditions;
  • Full NCQA Accreditation — highest PPO plan quality rating;
  • BlueCard® PPO program — enjoy in-network coverage anywhere in the U.S. when using providers who participate in the BlueCard PPO network.

Contact Us

For more details, please call 1-800-ASK-BLUE (1-800-275-2583) or complete an online information request.

Request More Info  Apply for Personal Choice PPO

* Members going out-of-network pay more for these services and may have to submit a claim for reimbursement.

Available only to residents of the following counties: Bucks, Chester, Delaware, Montgomery, and Philadelphia, Pennsylvania.

For specific information on benefits, limitations, and exclusions, please refer to the applicable benefits materials.

Important information about links to other sites

Find a Provider

Is your doctor in our network?

Search our Provider Directory.

Personal Choice was named the #1 PPO in the region by a leading consumer publication.

Read more.