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Fits Your Needs. Flexible account plans for your small business.

Flex Deductible Programs

Build a benefit plan that fits your needs

Flex Deductible Plans utilize copays for outpatient care such as doctor’s office visits and therapy services. You select the deductible and coinsurance amounts that will apply to hospital and ancillary services. If you’re looking for a way to manage your health care costs, consider pairing a Flex Deductible plan with a BlueSaver HRA. Your contributions to the BlueSaver HRA help your employees pay out-of-pocket medical costs, such as deductibles, copayments, and coinsurance.

About Flex Deductible Programs

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If you are an existing customer, contact your broker or call 215-241-3400. If you are not currently an IBC customer, please call 215-241-2263 or complete an online information request.

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For specific information on benefits, limitations, and exclusions, please refer to the applicable benefits materials.

Build a Flex Plan

IBC's Flex Deductible Plan will enable you to design a benefits package that meets the needs of your employees.

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Our Consumerism products are coverage alternatives that can lower premiums and more actively engage members in health care decisions.

Find out more about options available for all size customers.