The Standard Prescription Drug Program provides comprehensive prescription drug coverage. The member cost sharing for this program is either a two-tier copayment structure of generic/brand or coinsurance.
About the Standard Drug Program
Features of the Standard Drug Program:
- There is no need to pre-select a pharmacy.
- More than 60,000 pharmacies nationwide participate in the FutureScripts® retail network, including the area’s largest retail chains*.
- When member cost-sharing is coinsurance, the out-of-pocket cost is based on the FutureScripts negotiated discount price at participating pharmacies, which is typically below average retail prices*.
- No claims forms needed when participating pharmacies are used.
- Online adjudication and eligibility verification at participating pharmacies.
- Computerized system at participating pharmacies instantly checks available drug history for possible drug interactions and other dangers.
Generic Drugs
As the cost of prescription drugs continues to rise, it is important to understand the value of generic drugs, a safe and effective alternative to their brand counterparts. Independence Blue Cross has developed three informational guides that will give you a better understanding of generic drugs.
Procedures That Support Safe Prescribing
The Pharmacy Services Department continuously monitors the effectiveness and safety of drugs and drug prescribing patterns. There are several procedures to support safe prescribing patterns for our commercial prescription drug programs. Based on the Food and Drug Administration’s (FDA) guidelines and criteria endorsed by the FutureScripts Pharmacy and Therapeutics Committee, these procedures are designed to optimize the prescription drug benefit.
Download 
Procedures that Support Safe Prescribing.
Prior Authorization — Forms & Instructions
Independence Blue Cross requires prior authorization of certain covered drugs to ensure that the drug prescribed is medically necessary and appropriate according to the FDA guidelines. The approval criteria was developed and endorsed by the FutureScripts Pharmacy and Therapeutics Committee and is based on information from the FDA and manufacturers, medical literature, actively practicing consultant physicians, and appropriate external organizations. To obtain prior authorization, physicians must complete a prior authorization form and fax it to the Pharmacy Services Department at 215-241-3073 or 1-888-671-5285 to be reviewed.
Contact Us
If you are an existing customer, contact your broker or call 215-241-3400.
If you are not currently an IBC customer, please complete an online information request, or call:
- 215-241-0133 — Groups with 100–999 benefit-eligible employees
- 610-238-6572 — Groups with 1,000+ benefit-eligible employees
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