With Personal Choice, our popular Preferred Provider Organization (PPO), you can receive care from any provider without a referral in-network or out-of-network. Members maximize their coverage by accessing care through Personal Choice's network of hospitals, doctors, and specialists.
About Personal Choice PPO
Download the 
Personal Choice PPO brochure.
Features of Personal Choice:
- freedom to seek care in-network or out-of-network*;
- no need to select a primary care physician to coordinate care;
- members free to visit specialists directly — no referrals required;
- more than 58,000 doctors and 100 hospitals in the Personal Choice network;
- no claim forms and no balance bills for in-network care;
- Healthy LifestylesSM programs, including fitness reimbursement and discounts on alternative services, at no additional cost;
- ConnectionsSM Health Management Programs to control and manage chronic conditions;
- Full NCQA Accreditation — highest PPO plan quality rating;
- BlueCard® PPO program — enjoy in-network coverage anywhere in the U.S. when using providers who participate in the BlueCard PPO network.
Contact Us
If you are an existing customer, contact your broker or call 215-241-3400.
If you are not currently an IBC customer, please complete an online information request, or call:
- 215-241-2263 — Groups with 100–300 benefit-eligible employees
- 215-241-2260— Groups with 300+ benefit-eligible employees and National Accounts
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