With Personal Choice, our popular Preferred Provider Organization (PPO), you can receive care from any provider without a referral in-network or out-of-network. Members maximize their coverage by accessing care through Personal Choice's network of hospitals, doctors, and specialists.

About Personal Choice PPO

• How the Plan Works
• Benefits Summary
• Frequently Asked Questions

Download the Personal Choice PPO brochure.

Features of Personal Choice:

• freedom to seek care in-network or out-of-network*;
• no need to select a Primary Care Physician to coordinate care;
• members free to visit specialists directly — no referrals required;
• more than 55,000 doctors and 100 hospitals in the Personal Choice network;
• no claim forms and no balance bills for in-network care;
• Healthy Lifestyles^SM programs, including fitness reimbursement and discounts on alternative services, at no additional cost;
• Connections^SM Health Management Programs to control and manage chronic conditions;
• Full NCQA Accreditation — highest PPO plan quality rating;
• BlueCard^® PPO program — enjoy in-network coverage anywhere in the U.S. when using providers who participate in the BlueCard PPO network.

Contact Us

If you are an existing customer, contact your broker or call 215-241-3400.

If you are not currently an IBC customer, please complete an online information request, or call:

• 215-241-0133 — Groups with 100–999 benefit-eligible employees
• 610-238-6572 — Groups with 1,000+ benefit-eligible employees

* Members going out-of-network pay more for these services and may have to submit a claim for reimbursement.

For specific information on benefits, limitations, and exclusions, please refer to the applicable benefits materials.

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