Keystone Point-of-Service offers all the benefits of our quality HMO, plus the freedom to access any physician or hospital without a referral. There are few or no out-of-pocket costs for covered services provided or referred by the Primary Care Physician. The self-referred care feature of this plan allows members to visit any doctor or hospital. Members share the costs of medical expenses through deductibles and coinsurance.
About Keystone POS
Download a Keystone Point-of-Service brochure.
Features of Keystone Point-of-Service:
- Members choose a Primary Care Physician (PCP) from a wide network of over 20,000 doctors and 100+ hospitals
- Members obtaining referrals for specialty care receive the maximum benefit level
- Care may be received without a referral, subject to deductibles and coinsurance
- Wellness programs, including fitness reimbursement and discounts on alternative services at no additional cost
- Programs to manage chronic conditions
- Direct Access OB/GYN allows women to receive care from a network OB/GYN without PCP referral*
- Excellent NCQA accreditation – its highest standard of measurement
- Comprehensive benefits for students and travelers out of the area
Contact Us
If you are an existing customer, contact your broker or call 215-241-3400.
If you are not currently an IBC customer, please complete an online information request, or call:
- 215-241-0133 — Groups with 100–999 benefit-eligible employees
- 610-238-6572 — Groups with 1,000+ benefit-eligible employees
Consumerism
Our Consumerism products are coverage alternatives that can lower premiums and more actively engage members in health care decisions.
Find out more about options available for all size customers.
|
