Keystone Point-of-Service offers all the benefits of our quality HMO, plus the freedom to access any physician or hospital without a referral. There are few or no out-of-pocket costs for covered services provided or referred by the Primary Care Physician. The self-referred care feature of this plan allows members to visit any doctor or hospital. Members share the costs of medical expenses through deductibles and coinsurance.
About Keystone POS
Download a Keystone Point-of-Service brochure.
Features of Keystone Point-of-Service:
- Members choose a Primary Care Physician (PCP) from a wide network of over 20,000 doctors and 100+ hospitals
- Members obtaining referrals for specialty care receive the maximum benefit level
- Care may be received without a referral, subject to deductibles and coinsurance
- Wellness programs, including fitness reimbursement and discounts on alternative services at no additional cost
- Programs to manage chronic conditions
- Direct Access OB/GYN allows women to receive care from a network OB/GYN without PCP referral*
- Excellent NCQA accreditation – its highest standard of measurement
- Comprehensive benefits for students and travelers out of the area
Contact Us
If you are an existing customer, contact your broker or call 215-241-3400.
If you are not currently an IBC customer, please complete an online information request, or call:
- 215-241-0133 — Groups with 100–999 benefit-eligible employees
- 610-238-6572 — Groups with 1,000+ benefit-eligible employees
Consumerism
Our Consumerism products are coverage alternatives that can lower premiums and more actively engage members in health care decisions.
Find out more.
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