BlueSaver HRAs (Health Reimbursement Accounts) are personal accounts funded solely by the group. HRAs can reduce a group’s exposure to federal and state taxes, including Social Security and Medicare taxes. In addition, a group’s HRA contributions may qualify as a fully deductible business expense. HRAs allow members to “bank” unused funds over consecutive benefit years for use when the funds are needed.
Get more detailed information, including available plan options, funding options, and additional benefits.
Download a brochure,
Why Offer a BlueSaver HRA?
Contact Us
If you are an existing customer, contact your broker or call 215-241-3400.
If you are not currently an IBC customer, please complete an online information request, or call:
- 215-241-0133 — Groups with 100–999 benefit-eligible employees
- 610-238-6572 — Groups with 1,000+ benefit-eligible employees

Consumerism
Our Consumerism products are coverage alternatives that can lower premiums and more actively engage members in health care decisions.
Find out more.
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