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Flex Deductible Programs

Build a benefit plan that fits your needs

Flex Deductible Plans utilize copays for outpatient care such as doctor’s office visits and therapy services. You select the deductible and coinsurance amounts that will apply to hospital and ancillary services. If you’re looking for a way to manage your health care costs, consider pairing a Flex Deductible plan with a BlueSaver HRA. Your contributions to the BlueSaver HRA help your employees pay out-of-pocket medical costs, such as deductibles, copayments, and coinsurance.

About Flex Deductible Programs

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Contact Us

If you are an existing customer, contact your broker or call 215-241-3400.

If you are not currently an IBC customer, please complete an online information request, or call:

  • 215-241-0133 — Groups with 100–999 benefit-eligible employees
  • 610-238-6572 — Groups with 1,000+ benefit-eligible employees

Request Product Info

For specific information on benefits, limitations, and exclusions, please refer to the applicable benefits materials.

Consumerism

Our Consumerism products are coverage alternatives that can lower premiums and more actively engage members in health care decisions.

Find out more about options available for all size customers.