Flex Programs allow you to mix and match different levels of member cost-sharing to reach a price point that balances the benefit needs of your employees with your budget. Our most popular plans, including Keystone Health Plan East, Keystone Point-of-Service, Keystone Direct POS, and Personal Choice®, are available through our Flex Copay Series plan options.
You choose the copay amounts that will apply to in-network services such as office visits, X-rays, and inpatient hospital care. Some product options also offer a choice of out-of-network benefits.
About Flex Copay Programs
Small Business Product Portfolio
Contact Us
If you are an existing customer, contact your broker or call 215-241-3400.
If you are not currently an IBC customer, please complete an online information request, or call:
- 215-241-0133 — Groups with 100–999 benefit-eligible employees
- 610-238-6572 — Groups with 1,000+ benefit-eligible employees
Consumerism
Our Consumerism products are coverage alternatives that can lower premiums and more actively engage members in health care decisions.
Find out more.
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