Contributions

• HRAs are funded solely by the employer.
• Employer determines contribution amount.
• Employer determines the types of expenses to be reimbursed.
• Funds are available as long as individual remains with employer.
• Unused funds either roll over from year to year or are forfeited at year-end, based on employer’s choice.
• An HRA can be used with any health plan (typically offered with a high deductible plan).

Distributions

May be used for:

• qualified medical expenses;
• medical and prescription costs that count toward the plan deductible;
• copayments for doctor visits and prescriptions;
• any applicable coinsurance.

See IRS Pub 502 to view a list of qualified medical expenses.

* FSAs and HRAs are administered by AmeriHealth Administrators^®, Inc.