Automatic claims rollover is an optional feature available with a BlueSaverSM FSA. With automatic claims rollover, the portion of a claim that an employee owes is automatically processed against available BlueSaver FSA funds.
- Automatic claims rollover is an optional feature for employers. If selected by an employer, each employee enrolled in a BlueSaver FSA may make his or her own claims rollover decision (having all or none of his or her claims automatically processed against available BlueSaver FSA funds).
- Employees who opt for “no” claims rollover or who do not indicate a claims rollover decision at the time of enrollment will have to submit claims manually.
- Unlike benefit changes, employees may change their claims rollover decision at any time during the plan year.
- Automatic claims rollover is available for medical and prescription drug copayments, deductibles, and coinsurance.
- Automatic claims rollover is not available for:
- dental care expenses
- vision care expenses
- dependent care expenses
- non-covered services
- capitated services
