Medical Plans

As a federal employee, you have four options — two PPO plans and two HMO plans. Explore each plan for more details.

PPO Plans

You have the freedom to coordinate your own care.

Blue Cross Blue Shield Basic Option PPO
Receive care from any provider — in-network — without a referral.

Blue Cross Blue Shield Standard Option PPO
Receive care from any provider — in- or out-of-network — without a referral.

HMO Plans

Your primary care physician coordinates your care within the network of providers.

Keystone Health Plan East High Option HMO
Lower out-of-pocket costs with no deductible.

Keystone Health Plan East Standard Option HMO
Higher out-of-pocket costs with a deductible.