Keystone HMO Proactive Plans
Independence Blue Cross (IBC) has two new tiered network plans that will be included in the Blue Solutions suite of products:
- Keystone HMO Gold Proactive
- Keystone HMO Silver Proactive
Tiered network plans are new to our marketplace. With a tiered network plan, most doctors and hospitals in IBC’s Keystone Health Plan East HMO network are placed into one of three tiers. Your employees’ out-of-pocket costs are based on the provider’s assigned tier.
Tiered network plans can save your company money because monthly rates are comparable to other HMO plans within the same metallic level. The difference is that your employees are able to visit any of the doctors and hospitals in the Keystone HMO network. However, they can save even more money when they choose Tier 1 – Preferred providers. Tiered network plans give your employees more control over how they spend their health care dollars.
Read the Keystone HMO Proactive Plans brochure for more information about our tiered network plans, a list of local hospitals organized by tier, and a sample benefits.