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Business Issues

The health care system faces challenging business issues every day. Review the links below to learn more about business practices and to gain insight into health care industry trends that affect coverage, service, quality, and costs.

Medical Cost Reference Guide
Rising health care costs are driven by many factors, including medical inflation, new and expensive medical technology, and the increasing utilization of medical care. This comprehensive guide compiled by the Blue Cross® and Blue Shield® Association provides information on trends in the health care industry from nationally recognized data sources and offers a vision for the improvement of health care delivery.

Factors Fueling Rising Health Care Costs
Prepared by PricewaterhouseCoopers on behalf of America’s Health Insurance Plans (AHIP), this comprehensive study provides additional analysis on how health insurance dollars are being spent.

Our Surplus Levels
It’s not only prudent, but it is also necessary to maintain a surplus which keeps pace with costs, claims payment, and membership. Our surplus gives our members confidence in our ability to pay for their medical bills — no matter what.

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