Your Target Heart Rate

The most effective way to exercise your heart is to have a routine that raises your heart rate and keep it there for at least 20 minutes (aerobic exercise).

Use this simple calculator to figure your heart rate for different performance levels.

1. Enter your age:
2. Select your exercise level: Basic
  Your target rate is:

To determine your heart rate, you can check your pulse at your neck or wrist. Count the number of beats for 15 seconds and multiply that number by four to determine the number of beats per minute.


Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association.