How your plan works
Levels of coverage and plan types
Levels of coverage
The level of coverage you select is designated by a metallic tier. The metallic tier will determine your premiums, the amount of cost-sharing, and the way you access care.
Type of plan
Plans currently offered through this site are called Preferred Provider Organizations, or PPOs. These are ideal plans if you want the freedom to manage your own care without referrals. With a PPO, you can get care from any provider, either in- or out-of-network, – just make an appointment and show your card when you check in. For the lowest out-of-pocket cost, be sure to choose an in-network provider.
Already a member?
Visit our member engagement site to get personal benefits information and learn more about all the tools and resources available to members.
Have a question?
See answers to members’ most frequently asked questions about our plans and benefits.