Flex Series Prescription Drug Coverages
Choose prescription drug benefits. (optional)
With Flex Series, you can choose from our popular Select Drug Program® options or Basic Drug options.
The Select Drug Program options uses a prescription drug formulary and provides coverage based on a three-tier copayment incentive (e.g. $10 generic formulary/$20 brand formulary/$35 non-formulary brand). Members pay less when using formulary medications, but have access to covered non-formulary medications with a higher copayment.
With low copayments for generic drugs, Basic Drug Options are affordable and encourage generic drug use to control costs. Members also benefit from a discount on brand drugs at participating pharmacies.
| Select Drug Program Options | Option 1 | Option 2 | Option 3 | Option 4 | Basic Drug Options | Option 5 | Option 6 |
|---|---|---|---|---|---|---|---|
| Retail–up to a 30-day supply¹ | $10/$20/$35 | $15/$35/$50 | $20/$40/$60 | $250/$20/$40/$60 | Retail–up to a 30-day supply³ | $7/50% ($125) | $4/brand discount |
| Deductible² | N/A | N/A | N/A | $250 | Deductible | N/A | N/A |
| Generic Formulary | $10 | $15 | $20 | $20 | Generic | $7 | $4 |
| Brand Formulary | $20 | $35 | $40 | $40 | Brand | 50% of discounted4 price up to $125 maximum member payment per prescription | Discount4 available |
| Non-Formulary Brand | $35 | $50 | $60 | $60 |
¹Mail order–up to a 90-day supply for two retail copayments.
²Deductible is applied per person per calendar year to all covered services purchased in network and out of network through a retail pharmacy or the mail order program.
³Mail order-up to a 90 day supply for two generic retail copayments and 50% of the brand discounted cost up to two times the retail maximum member payment or 100% of the brand discounted cost.
4Brand drugs vary in cost and cost-sharing is based on a discounted amount that was negotiated with the pharmacy.
